We’ll start with a quick call to understand why you’re remortgaging and what you want to achieve next.
Remortgage Advice That Starts With You
Friendly, expert support to help you save money, unlock value, or make your next move with confidence.
Our Solution
Remortgaging Can Be Stressful, But It Shouldn’t Be
When your mortgage deal is ending, the pressure’s on and the options can feel overwhelming.
Whether you’re trying to avoid higher repayments, access equity for home improvements, or consolidate debt, remortgaging often brings more questions than answers.
At AS Financial, we offer more than just rate comparisons. We listen, ask the right questions, and help you build a plan that reflects your real financial life.
It’s about more than saving money.
It’s about staying on track.
Before You Remortgage:
What Really Matters
Getting a remortgage isn’t just a box to tick, it’s a chance to reassess your goals, protect your future and review your wider financial picture.
Start early
Start exploring remortgage options 4–6 months before your deal ends to avoid costly delays.
Look past the headline rate
We’ll help you assess fees, cashback offers, exit charges and the real cost over time.
Borrowing more?
We’ll help you explore whether using your mortgage to fund home upgrades or debt consolidation makes financial sense.
Check your protection
Life has probably changed since your last mortgage, we’ll make sure your insurance does too.
How We Help
Our Approach to Remortgaging
We understand that remortgaging isn’t just a transaction, it’s a turning point. Here’s how we support you:
We listen before we advise.
Whether it’s to save, borrow, or plan ahead, we start with your goals, not just your interest rate.
We explain your options clearly.
No jargon. No hidden assumptions. Just plain-English advice that gives you real confidence.
We help you avoid costly mistakes.
From early repayment fees to unsuitable deals, we steer you around the pitfalls.
We’re fully independent.
That means we compare across the market, not just your current lender.
We help you future-proof.
If your circumstances have changed, we’ll also review your protection and make sure everything still fits.
Our Process
The AS Financial Remortgage Journey
Our approach is structured, supportive, and completely transparent. Here’s how we guide you:
01/
Your Goals & Priorities
02/
Whole-Market Research
We explore deals from your current lender and the wider market to find the best-fit options, tailored to your timeline and budget.
03/
Clear Recommendations
You’ll get a personalised comparison showing the real costs and benefits of each route, explained clearly and honestly.
04/
Smooth Application Support
We handle paperwork, coordinate with your lender, and keep everything moving, so you don’t have to chase updates.
05/
Ongoing Support
Even after completion, we’re just a call away. Have a question, need a future review, or planning your next move? We’re still with you.
They showed me how remortgaging could support my long-term plans – not just save money. The advice was real, reassuring, and explained in normal language.
James, Surrey
Need Help
Remortgage FAQs
When should I start looking at remortgage options?
Ideally, 4-6 months before your current deal ends. This helps avoid rolling onto your lender’s standard variable rate.
Do I need to remortgage with my current lender?
Not at all. We’re fully independent, so we compare your current lender with others across the market.
What fees might be involved?
Some remortgages come with fees, others don’t. We’ll explain what’s worth paying for and what to avoid.
Can I remortgage early?
Yes, but early repayment charges might apply. We’ll help you understand the timing and potential savings.