Financial Protection That Puts You, Your Family & Your Future First
Whether you’re protecting your loved ones, your lifestyle, or your livelihood, we offer clear, personal advice to help you plan with confidence
The Right Protection.
Honest Advice. No Hard Sell.
At AS Financial, we believe protection planning should be personal, not pressured. Whether you’re just starting a family, changing careers, or running a growing business, our financial protection advice is built around your real-life risks and goals. Our protection services include:
Life Insurance
A lump sum paid to your loved ones if you pass away. Designed to cover debts, maintain income, and support dependents.
Critical Illness Cover
Pays out a tax-free lump sum if you’re diagnosed with a serious illness. Helps with treatment costs, mortgage payments, or recovery time.
Income Protection
A regular monthly income if you’re too unwell to work. Supports your financial stability while you recover.
Business Protection
Protects your company if key people become ill or pass away. Includes shareholder protection, key person cover, and relevant life insurance.
What Our Clients Say
Thank you again for your fantastic service and we will be in touch for any future property purchases or life insurance issues.
Nicola
Following on from our mortgage advisor, we were then put in touch with Chris D’arcy who helped me and my partner with life insurance and income protection insurance. Chris was so helpful and thorough over the phone, and helped me understand the different types of insurance cover we may need now we have a home and a little one.
Leah Kershaw
Dealt with Chris to get life insurance – was very impressed from start to finish. Knowledgable, reasonable and personable. Highly recommend.
Richard Craske
Protection FAQs
Do I need protection if I already have insurance through work?
Workplace benefits are a great start, but they often don’t offer the flexibility, coverage level, or portability you may need long-term. We’ll help you assess the gap.
Can I review my cover without taking out a mortgage?
Absolutely. We offer protection as a standalone service – you don’t have to be a mortgage client to get expert advice.
What if I already have a policy in place?
We’ll review it at no charge and let you know if it still suits your needs or if it could be improved. There’s no obligation to switch.
Is protection expensive?
It can be more affordable than many people think. We work to your budget and help you strike the right balance between cost and cover.